2 Questions for a newbie in New York (TN)

[waterwaterwaterloolooloo]

I think you are getting me wrong, here. I had insurance on my vehicle for years in Canada for the exact same reasons you get insurance. I NEED to have my car, or else I would have to sit home all day and wait for my husband, who works 70 hours a week (and weekends) to come home and drive me around. It's already miserable enough not being able to work or go home because of my AP still pending. Don't you think it would be worse if I couldn't even do simple errands?

Also, I still cannot get a New Jersey driver's license. I have no SSN because my EAD has not been approved yet. So what would you suggest I do? Technically, my insurance company does not know I am in the US. As far as they are concerned, I'm in Canada so if something were to happen, i would give coverage.

[moonrider_99]

@loolooloo: Well, the issue is that if you do get into a "real" accident not a fender bender there may be serious issues because you cannot pay 500 000$ in health bills to the other party involved in the accident. Somethings to think about. If I cannot get my car properly insured, I'm driving it back to Canada and leasing something else in the states. I have a two years contract and I'm not sure if it will get extended as things change fast in biotech so I don't know if I will stay in the states.

@All:I have an odd question, should I worry about burned DVDs when I cross the border with my remainder of my things to move to USA?

I really like this forum! Wish I discovered it earlier!

[waterwaterwaterloolooloo]

Moon- what you say is true, there is no denying that. But remember, I do have coverage. It's not like I do not have insurance. I'm taking a risk but it has been perfectly fine so far. It's the least of my worries. Cars are much cheaper in the US as well. I didn't realize how expensive cars where in Canada until I started searching for prices here. So I'm sure you will be able to get something nice.

As for the dvds, I wouldn't worry about it. Not something I have heard being a problem before. To be less suspicious though if you are worried, why not take them out of the cases if you have cases for them, and put them where you put your music cds.

[B0000rt]

@All:I have an odd question, should I worry about burned DVDs when I cross the border with my remainder of my things to move to USA?

I really like this forum! Wish I discovered it earlier!

I'm abit paranoid when it comes to these, I have a whole wackload of DVDs, and will wiping them off with rubbing alcohol and writing "Pictures Jan-04" etc on them LOL

[Reba]

haha I am too a visitor ! Okay, so I am pretending to be a visitor. What the insurance company doesn't know can't hurt them (for now.)

I am in a pretty lousy situation. But I will ammend it soon. I think I'm going to give the car to my family and just buy a new car here in a couple months.

You're not a visitor though. You're an intended immigrant, with application pending.

[waterwaterwaterloolooloo]

Yes, but the insurance company does not know that. My parents own the vehicle and they are there in Canada. It's really not that big of a deal. I wish I wouldn't have mentioned I had my car in the US now at all! lol

[nelsona]

lulu, we are all telling you the same thing: What the insurance company will do the INSTANT you file a claim while in US, will be to investigate (a) what were you doing in US, (b) does your policy cover you actaully living in US.

Insuarnce comapnies deny claims all the time based on false information given at any time during the life of the policy (like saying you never smoked, saying you have an alarm system, parents saying they were the only driver, saying you live in one locale when you live in another -- never mind in a different country).

Paying premiums does not mean you are covered.

I think we all wish you hadn't mentionned it, especially advising other to do it, 'cause it really puts you and others in jeopardy.

Basic rule (applies anywhere): you need car insurance/DL/Plates where you LIVE, not where mummy and daddy live.

[waterwaterwaterloolooloo]

I never advised someone else to do it. I merely said you can drive your car into the US. The guy was going to throw his car away. He actually pmed me and I advised him to import his car if he was going to be there for a long period of time, and because he was a resident, he would have to go about doing it the right way. To be honest, any one who reads something on an internet form and then goes and does it isn't a very bright person any ways. I told the original poster to contact the DMV of new york state to find out exactly how he was to go about getting everything he needed. I have no sympathy for those who read something on a form and don't go to the actual right sources to get the proper info. All "we" can do is talk about our experiences as we are not the law or regulators.

I never said what I was doing was correct. I merely said I had not had a problem thus far and will be returning the vehicle shortly to Canada.

And I will say this once again, I can't get car insurance OR plates where I live because I do not have a driver's license. That is not my fault as I am waiting to get those things and I'm not willing to have my freedom of driving taken away by not having a car. I live in the suburbs.there is not exactly buses lined up to take me places. This is my choice and whether you like it or not, whether you advise it or not, I could care less. I'm not here to stir up shit or anything. I'm here to read other people's experiences and give my own. I'm not a bad person or anything.