Fri Jul 29, 2011 3:51 pm
I have a similar situation to the original poster, except that I am currently LEASING my car from VW, and will be attending school in Chicago for the next two years starting this August.
Here are the details of my situation:
1) My insurance provider will allow me to take the car to the US for up to 10 months. If I return to Canada temporarily during that time, for instance at Christmas, the clock will then reset for another 10 months. I've bumped to my insurance liability up to $2M just to be safe.
2) My lease is active until November 2012.
3) I have checked with the Secretary of State Drivers Services in Illinois, and they said I will not need to apply for a new DL or new plates since I am a student.
4) VW Finance is telling me they will NOT ALLOW me to take the car to the states for such a long period of time. They say 1 or 2 months is the max they will allow. This is because of the difficulty putting a lien on the car if it is in another country, and the potential issues I would run into if the car is impounded in the states.
My question is as follows. Because of #1, 2, and 3 above, I feel that I should be able to take the car to the US and not run into any issues. However, the fact that VW Finance is telling me I don't have their permission is my only concern (#4). Can VW Finance legitimately prevent me from taking the car to the US, even if I maintain a permanent address in Canada and continue making regular monthly payments?
Is there any chance I will run into problems crossing the border if the BP sees that I have a leased automobile? I.e., will I need written permission from VW that I can take this car to the US?
Any insights would be greatly appreciated. I really don't want to have to either purchase the car or end the lease in the next two weeks before I leave.