Car Insurance In The US

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spcNew Member
Topic author
Posts: 5
Joined: 17 Jun 2010

Car Insurance In The US

Post Wed Aug 04, 2010 1:03 pm

Hi,

I have a quick question, does anyone know if I am allowed to get car insurance in California as a Canadian with a BC driver's license? My girlfriend lives in Los Angeles and I want to drive her car (and she wants me to drive too!) when I visit her but I don't have insurance so I can't.

Thanks,
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agnelsonCanuckAbroad VIP
Posts: 3262
Topics: 1
Joined: 26 Aug 2009

Re: Car Insurance In The US

Post Wed Aug 04, 2010 9:28 pm

No.
This site is a travel site and not best source for these topics:
TN and TD info: http://forums.immigration.com/forumdisp ... -TN-Status
For US/Cdn taxes and SS/CPP:forums.serbinski.com/index.php
US Marriage-based Immigration: visajourney.com
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spcNew Member
Topic author
Posts: 5
Joined: 17 Jun 2010

Re: Car Insurance In The US

Post Mon Aug 09, 2010 1:23 pm

So there isn't a way around this? What about people who live in Canada, yet keep a 'winter' place in the US and keep a US car here? Can an American LLC insure a car?
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flames9CanuckAbroad VIP
Posts: 601
Topics: 1
Joined: 8 Mar 2007
Location: Managua Nicaragua

Re: Car Insurance In The US

Post Tue Aug 10, 2010 7:14 am

it is quite simple---pick up the phone and phone some insurance companies, they will say ya or nay.
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agnelsonCanuckAbroad VIP
Posts: 3262
Topics: 1
Joined: 26 Aug 2009

Re: Car Insurance In The US

Post Tue Aug 10, 2010 8:17 am

That will typically require an address, a social security number an d acredit history, none of which you have.
This site is a travel site and not best source for these topics:
TN and TD info: http://forums.immigration.com/forumdisp ... -TN-Status
For US/Cdn taxes and SS/CPP:forums.serbinski.com/index.php
US Marriage-based Immigration: visajourney.com
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Lotta-NoyzeNew Member
Posts: 2
Joined: 8 Aug 2010

Re: Car Insurance In The US

Post Tue Aug 10, 2010 8:37 am

Most Canadian vehicle insurance covers travel in the U.S. but not Mexico.

If you want to drive your girlfriends car, registered in the U.S. to her, then she needs to contact her insurance company to ask if you are covered. Generally, anyone driving another person's car with their permission is covered by the owners insurance policy.

State Farm is the best company to deal with. I dealt with them while living in Arizona for 7 years. My vehicle was registered in Alberta but insured by State Farm Insurance in Arizona. The insurance covered me whether I was in Canada or the U.S. When I traveled to Canada, State Farm provided pink insurance cards for proof of coverage.

I had both an Arizona & an Alberta driver's license. The insurance company only had the Alberta driver's license on file. The Dept. of Motor Vehicles in Arizona insisted that I keep my valid Alberta driver's license.

Talk to your girlfriends insurance company. U.S. insurance is VERY different and much more flexible than Canadian vehicle insurance.
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spcNew Member
Topic author
Posts: 5
Joined: 17 Jun 2010

Re: Car Insurance In The US

Post Thu Aug 12, 2010 1:28 pm

Thanks everyone!! Your answers have helped me and I am sure they will help others as well.
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janegrossNew Member
Posts: 1
Joined: 26 Aug 2010

Re: Car Insurance In The US

Post Thu Aug 26, 2010 11:08 pm

Talk to a car insurance company that provides service in US as well as Canada. I think The Hartford is present across both.
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flames9CanuckAbroad VIP
Posts: 601
Topics: 1
Joined: 8 Mar 2007
Location: Managua Nicaragua

Re: Car Insurance In The US

Post Fri Aug 27, 2010 3:13 am

I belive so does State farm! When i first moved to the USA in 2004, I asked our State farm rep if they needed a drivers abstract from Canada, and they said no, as they could obtain it on their own, since they had offices in Canada??
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jacklinbuisinessNew Member
Posts: 2
Joined: 30 Aug 2010

Re: Car Insurance In The US

Post Mon Aug 30, 2010 3:32 pm

You will find affordable car insurance in US at needinsurancecalifornia.com
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