Tue Aug 10, 2010 8:37 am
Most Canadian vehicle insurance covers travel in the U.S. but not Mexico.
If you want to drive your girlfriends car, registered in the U.S. to her, then she needs to contact her insurance company to ask if you are covered. Generally, anyone driving another person's car with their permission is covered by the owners insurance policy.
State Farm is the best company to deal with. I dealt with them while living in Arizona for 7 years. My vehicle was registered in Alberta but insured by State Farm Insurance in Arizona. The insurance covered me whether I was in Canada or the U.S. When I traveled to Canada, State Farm provided pink insurance cards for proof of coverage.
I had both an Arizona & an Alberta driver's license. The insurance company only had the Alberta driver's license on file. The Dept. of Motor Vehicles in Arizona insisted that I keep my valid Alberta driver's license.
Talk to your girlfriends insurance company. U.S. insurance is VERY different and much more flexible than Canadian vehicle insurance.