Cell Phones/ Credit Cards/ Credit in the U.S.

Steven
CanuckAbroad VIP



Joined: 28 Sep 2007
Posts: 1587
Location: Calgary

Posted: Wed Dec 19, 2007 11:23 am

 

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It's not that hard anymore, like I said above, use a secured credit card.
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Steve.

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jomo
New Member



Joined: 18 Jul 2007
Posts: 8
Location: CT

Posted: Fri Dec 21, 2007 5:31 am

 

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Hi.
Yes, I experienced the exact same problem. Capital One gave me a "platinum" mastercard with a whooping $300 limit. I used that to establish a credit history (I paid the card every couple of days so I didn't exceed the limit!) and now I have a US Amex. As for the cell: T-mobile has the best pay-as-you-go plan (10c/min if you put down $100) which worked for me since I only make about 3-4 min of calls a month.
Hope that helps.
Jomo

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binney
New Member



Joined: 14 Jan 2008
Posts: 4
Location: Illinois

Posted: Mon Jan 14, 2008 4:50 pm

 

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It was a shock to find out how hard it was too to deal in the USA with no credit but as long as your bank provides you with a depbit card with the visa logo you can at least get a hotel room! Capital one is good - but watch the rates they can be high - patients is the key and dont over apply for things and get rejected as you are just screwing up your credit even more (something we didnt know until it ws too late) when you are ready to buy a home go to the Lending tree web site, they actually ask if you are a resident etc. we were told we couldnt buy but within 30 days of logging onto their website we had a mortgage with a 30 yr fixed term of 5.70 so pretty good!

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