insuring your car in Canada while living abroad

J
New Member



Joined: 20 Jul 2004
Posts: 4
Location: Pickering, Ontario

Posted: Tue Jun 19, 2007 1:05 am

 

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Hi Guys

Need some advice on car insurance in Canada while living abroad.

I´m getting the run around from car insurance companies right now. Currently I´m living in Spain but will be returing to Canada for 3 months this summer. I would like to insure my car for full coverage while I´m there and them reduce the coverage after I´m gone to only theft and fire while it is in storage but I can´t seem to find a company that will do this.

Do any of you currently insure your vehicles that you left in Canada? If so, what kind of coverage do you have and what company are you with?

I´m also thinking of just insuring the vehicle for the three months I´m back home and then just canceling the coverage when I return back to Spain.

Would that create a problem if I wanted coverage later on this car and there has been a gap period of no coveage on the car?

Thanks so much for your help. I hate car insurance!

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Reba
Moderator


Canuck in NC

Joined: 16 Jul 2004
Posts: 1451
Location: North Carolina

Posted: Tue Jun 19, 2007 3:00 am

 

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which province? The laws are different from province to province I think.
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J
New Member



Joined: 20 Jul 2004
Posts: 4
Location: Pickering, Ontario

Posted: Tue Jun 19, 2007 3:03 am

 

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Sorry. I should have saidthe province. It´s Ontario

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Atticusxj
New Member



Joined: 19 Jun 2007
Posts: 9
Location: Ledesma, Spain

Posted: Tue Jun 19, 2007 8:36 am

 

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Ontario? You're screwed man. We've been getting screwed by insurance for the last few years, they even stopped giving out complimentary lube. On a serious note, insurance companies usually require you to have coverage for at least 6 months before dropping liability. As for canceling a policy, you can do it all you want but be prepared to pay a buyout fee of around $200. Are you calling insurance companies direct, or going through a broker? If you haven't tried a broker, do so. Tell them your situation and they'll do the run around for you. Anyways, good luck with the search.
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