RRQ - Québec Pension Plan

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fephooJunior Member
Topic author
Posts: 14
Joined: 19 Apr 2009

RRQ - Québec Pension Plan

Post Wed Apr 29, 2009 6:39 pm

I live and work in Canada since 6 years, and will be soon a Canadian citizen. in the future, I plan to go live in the US and might not come back to Canada. Will I lose RRQ money for retirement time ?
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StevenCanuckAbroad VIP
Posts: 3635
Topics: 2
Joined: 28 Sep 2007
Location: Calgary

Re: RRQ - Québec Pension Plan

Post Tue May 05, 2009 10:03 am

No, Québec has a totalization agreement with the US, or alternatively you can claim the benefits separately.
Steve.
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fephooJunior Member
Topic author
Posts: 14
Joined: 19 Apr 2009

Re: RRQ - Québec Pension Plan

Post Wed May 06, 2009 5:37 pm

Thank you for your answer... re-assuring for sure.
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blayzefireNew Member
Posts: 1
Joined: 12 Jan 2010

Re: RRQ - Québec Pension Plan

Post Tue Jan 12, 2010 2:46 pm

My spouse and I are moving from Montreal Quebec Canada to the UK. Is there a problem in transferring Quebec pension plan to UK pension plan. How do we transfer it? What do you recommend we do?
Thanks in advance for your input.
blayzefire
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agnelsonCanuckAbroad VIP
Posts: 2862
Topics: 1
Joined: 26 Aug 2009

Re: RRQ - Québec Pension Plan

Post Tue Jan 12, 2010 3:14 pm

There is no "transfer". You will collect QPP based on your Cdn work history alone, when the time comes.

You will now begin building your UK pension. The time spent in canada (not strictly the contributions made to CPP/QPP) may be used to determine any future UK pension entitlements.

If you are eligible for OAS based on having lived for more than 10 years as an adult in canada, you will get this amount from canada, and it will be factored into your UK pension.
http://www.hrsdc.gc.ca/eng/isp/ibfa/cou ... k-ca.shtml

None of this requires any action on your part until you approach retirment age.
This site is a travel site and not best source for these topics:
TN and TD info: http://forums.immigration.com/forumdisp ... -TN-Status
For US/Cdn taxes and SS/CPP:forums.serbinski.com/index.php
US Marriage-based Immigration: visajourney.com
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