Sun Aug 01, 2010 2:49 am
My boyfriend and I have been arguing about this for a few months now.
Before I continue: the information below is based on what I've discussed with my boyfriend, if any other Canadian living in the USA has other perspectives to help alleviate some of the anxieties about moving to the States, please chime in!
There's a few considerations, depending on how serious you are:
1. Health care. As Canadians, we have universal health care. And politics aside, pragmatically, it makes a difference on your budget. From what I understand of the American health care system, you're health care service is determined by the funding you get from your insurance company. e.g. Even if your insurance company subsidizes your visit to the doctor, you still have to pay a co-pay amount. Should you guys decide to have children, again it will be subsidized by your insurance company, but you'll still have $2000 - $3000 to pay out of your own pocket.
2. Maternity leave. Again, we have Employment Insurance where depending on how much time we worked prior to maternity leave, we get 55% of our income paid during the months we take on leave - usually 12 - 14 months. Depending on the company you work for, they have a dollar-for-dollar matching on what EI gives you. My understanding is that in the United States, you have 2 - 3 months paid leave, but you only have those 2 -3 months. Any extra time is unpaid.
3. If you came to Canada, you could come here as a permanent resident, thereby entitling you to our benefits (health care, EI, student loans, working here) without having to give up your American citizenship. If she moves down there, she can live with you for up to 6 months legally, but she can't work; or, you guys go through the fiancee visa route, where she can't work for about the first 3 months, then has to apply for adjustment of status, then eventually apply for citizenship. During that time, she has to keep re-applying for her work permit to be renewed.