Social security and CPP

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vancanucksNew Member
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Joined: 19 Sep 2011

Social security and CPP

Post Mon Sep 19, 2011 6:29 pm

Hi - I find social security and CPP rules very confusing. I worked 9 years after school in Canada before coming to the US and have worked here almost 20 years. Can I collect both CPP and Social security. Would I get OAS When I go back to Canada? how do I figure out the details :?

Thanks in advance
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AGNCanuckAbroad VIP
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Joined: 21 Jun 2011

Re: Social security and CPP

Post Tue Sep 20, 2011 5:41 am

The toatlization agreement addresses your situations, but you generally don't need it.

Whether or not you go back to Canada:

CPP: you qualifify based on working one or more year in canada.
SS: you qualify by having contributed 40 quater years. Even if you had only worked 18 months and gone back to canada you would have gotten some SS.
Medicare: you qualify due to your 40 quarters of SS.
OAS: You will get x/40th of the maximum, based on the number of years you live9d) in canafa between the ages of 18 and 65. You have, say, 8 years now, plus whatever you have when you go back, if you go back. If you do not go back, you will still get 8/40th, but will have to prove you worked in US for 12 years (you need to show 20 years of canad/US life to get OAS). that is the only part of the totalization agreement that would apply to you.
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vancanucksNew Member
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Joined: 19 Sep 2011

Re: Social security and CPP

Post Wed Sep 21, 2011 5:05 am

Hi AGN,

Thanks for your reply and pointers. Would my years in Canada after 18 but before starting work count for OAS? Also would Medicare be of any value in Canada?

Thanks Again.
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AGNCanuckAbroad VIP
Posts: 818
Joined: 21 Jun 2011

Re: Social security and CPP

Post Wed Sep 21, 2011 6:40 am

OAS is not based on working, breathing is sufficient.

US Medicare is of no value in canada.
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vancanucksNew Member
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Re: Social security and CPP

Post Fri Sep 23, 2011 7:04 pm

Thanks AGN
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MexberryNew Member
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Joined: 24 Sep 2011

Re: Social security and CPP

Post Sat Sep 24, 2011 3:32 pm

Try calling Service Canada , they are very helpful. Try service canada.ca
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vancanucksNew Member
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Posts: 5
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Joined: 19 Sep 2011

Re: Social security and CPP

Post Tue Sep 27, 2011 5:06 am

Thanks MexBerry. Will do.
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