coolsara wrote:4. My husband does have a job in the US and he does have health insurance through his job.
He should be leaning on his employer to get you on his policy then. There are a lot of non-working spouses in the USA who don't have SSN's and I don't believe they can just deny someone health coverage to which they are entitled arbitrarily for bureaucratic reasons. I'm sure his employer and his employer's insurer have dealt with this situation before and it may be a matter of keeping on them until you can get to someone at the insurer high enough on the food chain to know how to deal with this situation. Even if he left his employer for whatever reason he'd still be entitled to keep both yourself and himself on the policy for at least 18 months through COBRA, albeit at his expense.
At the very least they should be able to provide a letter saying you are entitled to health insurance once you enter the US. Perhaps you could also get some kind of temporary coverage to cover the brief period while you are in transit before you can be added to his policy.




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